Dear Beachwood,
I would like to start this week’s “Lessons Learned” by asking you a question, “What do you do, when your back is against the wall?” What do you do, when you have exhausted all of your savings and your money is funny…? You have no family or rich friends to come to your rescue. You have done all that you could to survive and it is still not enough. When you look back over your life you say to yourself, “I went to college, I worked hard, I saved my money, and I did my best to make all right the turns, but yet I find myself scraping the bottom of the barrel.” Where did I go wrong? My answer to all of these questions is simply, do not give up!
Many of you are facing some unforeseen financial difficulties due to sickness, death, layoffs, and divorce or separation. Do not allow pride or shame to prevent you from seeking out help. Talk to your creditors; especially your mortgage provider. Do not wait until it is too late. It is better to be proactive than reactive.
During the time I was laid off, I cleaned toilets, cashiered at a local department store, and office contract work as it became available. In an effort to stay on top of my bills, I contacted one of my creditors to discuss my situation. To my surprise they were very helpful. They put me in contact with a non-profit credit counseling agency, which was able to help me to set up a manageable payment plan. I only wished I had contacted my creditors the day I received my layoff notice. It would have saved me a lot of anxiety and restless nights.
As we start another week, let us be proactive in handling our financial affairs. Spend some time this week determining how you and your family would handle the loss of an income in your home.
Have a great week!
Daisy Lucas
“A Woman of Purpose and Destiny”
Job Alert
Accountants International
919-783-0002
http://www.accountantsinternational.com/
Affordable School Transportation
School Cabz
919-500-6952
http://www.schoolcabz.com/
Non Profit Credit Counseling
Money Management International
866-531-3765
http://www.moneymanagement.org/
Mortgage Counseling
Making home Affordable.Gov
888-995-HOPE
I would like to start this week’s “Lessons Learned” by asking you a question, “What do you do, when your back is against the wall?” What do you do, when you have exhausted all of your savings and your money is funny…? You have no family or rich friends to come to your rescue. You have done all that you could to survive and it is still not enough. When you look back over your life you say to yourself, “I went to college, I worked hard, I saved my money, and I did my best to make all right the turns, but yet I find myself scraping the bottom of the barrel.” Where did I go wrong? My answer to all of these questions is simply, do not give up!
Many of you are facing some unforeseen financial difficulties due to sickness, death, layoffs, and divorce or separation. Do not allow pride or shame to prevent you from seeking out help. Talk to your creditors; especially your mortgage provider. Do not wait until it is too late. It is better to be proactive than reactive.
During the time I was laid off, I cleaned toilets, cashiered at a local department store, and office contract work as it became available. In an effort to stay on top of my bills, I contacted one of my creditors to discuss my situation. To my surprise they were very helpful. They put me in contact with a non-profit credit counseling agency, which was able to help me to set up a manageable payment plan. I only wished I had contacted my creditors the day I received my layoff notice. It would have saved me a lot of anxiety and restless nights.
As we start another week, let us be proactive in handling our financial affairs. Spend some time this week determining how you and your family would handle the loss of an income in your home.
Have a great week!
Daisy Lucas
“A Woman of Purpose and Destiny”
Job Alert
Accountants International
919-783-0002
http://www.accountantsinternational.com/
Affordable School Transportation
School Cabz
919-500-6952
http://www.schoolcabz.com/
Non Profit Credit Counseling
Money Management International
866-531-3765
http://www.moneymanagement.org/
Mortgage Counseling
Making home Affordable.Gov
888-995-HOPE
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